We can help you:
Many homeowners are caught in an unexpected situation. Their mortgage payments have increased, their income has been reduced and their homes have lost value. You may be experiencing a similar situation and we are here to help.

What Makes Us Different:
We specialize in helping homeowners in this situation with a new program called a Short Refinance. Our company has been originating these loans since January 2008 and have successfully obtained short payoffs for our clients. Our goal is to help homeowners nationwide keep their home and achieve long term affordable payments.

The list of lenders accepting Short Refinances is growing at a rapid rate. In January 2008, there were 3 mortgage servicers and the list has grown to over 10 major lenders. There is pending legislation that could make Short Refinances common practice and minimize the ongoing risk of borrowers losing their homes to foreclosure.


Better Business Bureau Member
Before you make a decision about who you are going to trust to handle your Short Refinance, verify they are a member of the
Better Business Bureau (BBB) to do Short Refinances. BBB issues Reliability Reports on all businesses, whether or not they are BBB accredited, and this will be easily identified with a "BBB OnLine Trustmark" bbbseal1 and a link to the BBBOnLine confirming their participation. (Click Here to verify that Affinity Financial is BBB accredited to do Short Refinances)


Affinity Financial is HUD Approved
An integral part of the Short Refi, Short Refinance or Short Payoff Process is being HUD Approved. The FHA Secure Program allows homeowners with Adjustable Rate Mortgage (ARM) loans the ability to refinance into an FHA insured mortgage loan even if they are late on their current loan.



Get Started Now
If you are interested in a Short Refinance, please complete our online Questionaire. We will contact to you within 24 hours.
A Short Refinance may be the answer to keeping your home. 



short refi operator
  Call us now at 858-693-5400 or apply online.
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